Danville Bell Credit Union
307 N. Walnut Street
Danville, IL 61832
Phone: (217) 442-6111
Fax: (217) 442-6190
PAT: (217) 442-5908
Loan Information
All rates accurate as of 03/01/2010
Loan Calculator
Amount of Loan: *
Annual Interest Rate (%): *
Term of Loan: *
Monthly Loan Payment:

Share Rates
    Balance        

Int Rate

 APY

 Req'd Min
Balance

All Shares
(Excluding Share Drafts and IRAs)

 $100 and   below

0%

N/A

$25.00

   $100.01- $10,000  

          .25%

  .2502

     $25.00

   $10,000.01-
 $30,000

         .50%

  .5009

     $25.00

   $30,000.01+

       1.00%

  1.003

     $25.00

 IRAs
*For existing IRAs only. No longer offering new accounts

 Any Amount 
(No Tier)

       1.75%

 1.7615

         0.00


Secured Loan Rates

 APR

Term 

Secured Share

4.00

Any Term

New Auto    

 2.50

 24 Months

 

 3.50

 36 Months

5.50

60 Months or less

6.50

72 Months 

Used Auto
(Applied to model year 2001 
or newer) 

 2.50

 24 Months

3.50

36 Months  

            4.50

48 Months 

Used Auto
(Models up to 2 years old)

5.50

60 Months

Used Auto
(Model Year 2000 or Older)

             8.00

36 Months 
Max. Term 

Recreational Vehicle
(motorcycles, boats, campers, etc.)

2% over new and 
used auto rates

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Refinanced Auto
(1st refinance, depending on model year)

10.00

Up to 60 Months

Refinanced Auto
(2nd refinance, depending on model year)

15.00

Up to 60 Months

Home Improvement
(80% Financing, Maximum $20,000)

7.00

Up to 120 Months

Mortgage 
(80% Financing, Maximum $300,000)

4.50

Up to 180 Months (15 Years)

4.75

Up to 240 Months (20 Years)

 

              5.00

Up to 360 Months (30 Years) 


Unsecured Loan Rates

APR

Term 

Signature

16.00

24 Months
Signature with Comaker

15.00

24 Months
Overdraft

18.00

 
Visa
No annual fee!

16.80